Vacation Rental Insurance - The Luxury Signature

Holiday Rental Insurance

Secure Your Booking

We take the security and safety of our hosts and guests very seriously. The Luxury Signature has partnered with Europ Assistance, an insurance company that covers against consequences and problems for holiday rentals up to 3 months, such as holiday cancellation or interruption, damages to property belonging to the owner, financial loss due to dishonesty or fraud, and non-conformity of rented accommodation. This insurance is offered optional to all our guests.

For more information and more details, read below. Or click the “Obtain Your Premium” button now to purchase your holiday rental insurance. Secure and protect your vacation investment.
OBTAIN YOUR PREMIUM

ADAR+, A COMPLETE PACKAGE OF INSURANCE COVER TO TAKE THE WORRY OUT OF YOUR HOLIDAYS

ADAR+ in a nutshell
ADAR+ The Guarantees
ADAR+ Conditions of Subscription
Your Questions

Travel Serenely:

Holiday cancellation or interruption.

Holiday third party insurance cover.

Non-conformity of rented accommodation.

Financial loss due to dishonesty or fraud.

For further information please download our general terms and conditions.

ADAR+ in a nutshell 5 essential and complete guarantees

Cancellation or interruption due to

Serious illness, accident, death, major home damage, lay-off, professional relocation, roadblocks, strikes, any complication due to pregnancy until the 28th week…

Personal liability

Property damage due to fire, an explosion or flooding, Damage to the property or belongings of the owner of the rented accommodation

Non-compliance of the property rented

Refusal by tenant to occupy premises following non-compliance of such

Cover for financial loss resulting from dishonest or fraudulent action

Lease fraudulently ensured

ADAR+ THE GUARANTEES

COVERCOVER
Cancellation or interruption due to :Serious illness, accident, death, major home damage, lay-off, professional relocation, roadblocks, strikes, any complication due to pregnancy until the 28th week.Deposit / down payment + sums due, limited to £ 15,000
Holiday interruption due to :Serious illness, accident, death, major home damage, lay-off, professional relocation, roadblocks, strikes, any complication due to pregnancy until the 28th week.Rent for unused portion of holidays, limited to £ 15 000
Personal liability:
Property damage due to fire, an explosion or floodingLimited to £ 1 500 000
Remedy of neighbours and third partiesUp to £ 450,000
Damage to the property or belongings of the owner of the rented accommodationLimited to £ 2 500, with £ 75 deductible
Refusal by tenant to occupy premises following non-compliance of suchMoney retained by owner
Hotel fees incurred on the site of the rentalMoney retained by owner 75£ per person and limited to one night
Cover for financial loss resulting from dishonest or fraudulent actionLease fraudulently ensuredRefund of all sums paid by the reserving party thus defrauded which were retained by the owner
Hotel fees incurred on the site of the rental75£ per person and limited to one nightq

ADAR+ CONDITIONS OF SUBSCRIPTION

You must take out the insurance policy no later than 10 days after paying the deposit and/or signing the rental agreement and at least 96 hours before the start of the rental period.

Total rental accommodation including the possible Agency costs and fees must be less than 15.000 £

An insurance policy must be taken out for each property rented.

Maximum stay: 90 days

For further information please download our general terms and conditions.

Your Questions

1. Several people are going on the trip. Do we have to take out insurance for each person or for the rented accommodation?

You take out insurance on the rented accommodation; you have to list the participants on the application form. Therefore, you only pay one single premium for all the participants.

2. Several families are expected to go on the trip. What happens if one of them cancels?

The holiday rental is not cancelled and we will refund the amount paid by the absent family in proportion to the number of participants, therefore the other families will be still be able to enjoy the holiday.

3. Am I covered if I break the lounge table?
Yes, within the limits of the cover (see table of cover), but you must pay the deductible, the amount of which is indicated in this table.
4. In the event of a cancellation, will my deposit be refunded?
Yes, if a deposit was paid to the owner.
5. And what about if I have paid the whole rent?
We will also refund the whole rent.
6. Does the insurance cover personal belongings?
No. If you have valuables (jewellery, watches) and would like to insure them, contact your insurance company to take out comprehensive jewellery insurance covering the required region. This also applies to nomadic devices (laptops, smartphones, etc.)
7. What exactly is the ten-day period to take out the insurance?
You must take out the insurance policy NO LATER THAN 10 DAYS AFTER paying the deposit and/or signing the rental agreement and at least 96 hours before the start of the rental period. After this period, only third-party liability will be covered.
8. If I am made redundant for economic reasons, am I covered in the event of cancellation?
Yes.
9. Am I covered if I leave the tap on and cause a flood?
Yes. You will be held responsible. The insurance company will pay for the damage caused in the rented accommodation, with a ceiling limit for damage due to water, fire and explosion of £ 1,500,000.
10. If my mother has to go to hospital when I am about to go on holidays, can I cancel the rental?
Yes. The policy covers ascendants and descendants of the first degree, as well as son-in-laws, daughter-in-laws, brothers and sisters.
11. In the event of a natural disaster, like the eruption of a volcano, am I covered if I cancel the rental?
No. Cancellations due to weather events related to the restriction or prohibition of air traffic are not covered by the policy.
12. If I rent several properties, can all the rented properties be included in the same policy?
No. A policy has to be taken out for each rental.
13. If I don't have a hard copy of the rental agreement, will the insurance policy apply?
It is compulsory to have a hard copy for rentals in France. This is not always the case for rentals abroad. For rentals in France, even if you do not have a written document, the agreements exchanged concerning the amount of rent, the type of property and the rental period are equivalent to a contract. Caution: under no circumstances can cash payments be allowed.
14. What happens if the holiday home was supposed to be 100 metres from the beach but in fact was at least 1 kilometre away?
You should not take possession of the holiday rental for this reason and we shall refund your rent. We shall contact the owner and deal with the matter. We shall also pay for you to stay one night in a hotel.
15. I go to the indicated address of the holiday rental but find that there is no such address. There is nothing to rent and the houses in the area are occupied principal residences. Am I covered in the event of a cancellation?
Yes. We shall refund the amount of rent you have paid. We shall also pay for you to stay one night in a hotel within the limit indicated in the cover table.